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Accounts · Tax · CFO · for UK businesses

Your finance team —
for the businesses
building Britain.

Bookkeeping, accounts, tax, fractional CFO and FP&A — a modern UK accountancy firm built for founders raising and SMEs running. Cloud-first stack. Fixed monthly fees. A named lead on every account.

UK Limited Co. · 17084281 UK GDPR compliant Fixed monthly fees Named lead on every account Xero-first stack

Modern UK accountancy firm. Fixed monthly fees. Cloud-first stack. Published policies. One detailed case study below, and everything we say about the firm is verifiable.

UK Limited Co. · 17084281 Registered in England & Wales UK GDPR compliant Xero-first stack Fixed monthly fees

Individual team credentials (ACCA, ex-Deloitte, Big-4 training) on the About page.

§ The mark

The clay arc above the F? That’s the umbrella.

It looks like a serif flourish. It’s the brand promise in one stroke. Every Finox client — family-run Ltd, founder mid-raise, growth-stage in-house team — sits under it. Clean books, sharp models, on-time filings, HMRC handled. We hold the umbrella; you run the business.

Where UK businesses get stuck.

Three patterns, one shape. Each maps to one of the streams above.

01

SMEs paying for a service they don’t need.

The traditional firm sells a one-size £2k/yr accounts package. You don’t need that. You need clean books, on-time VAT, year-end accounts — and à la carte help when life changes.

02

Founders stuck between bookkeeper and CFO.

Your bookkeeper can’t help you raise. A full-time CFO at £120k+ is too early. You need the model, the board pack and the investor Q&A — on a fractional fee.

03

Growth-stage firms without a senior finance lead.

£3m–£10m turnover, an internal bookkeeper doing their best, no one senior looking at the model. Investors expect one voice on the numbers. A fractional CFO fills that seat — without the £120k salary.

§
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Case study · D2C portfolio

How we helped a multi-entity founder close £2m — and unlock a £5m follow-on.

Five disconnected entities, one investor-ready model in twelve weeks. The Q&A in the round was answered live, not in a follow-up email. — Founder, multi-entity D2C portfolio · name on request
Read the full case study
Round closed
£2m
Follow-on in motion
£5m
Entities consolidated into one model
5 entities · 60 months · 6 sheets
Three-statement, cohort retention, ROAS, download-funnel, staff plan.

Three steps. No mystery.

01

Intro call

30 minutes · No obligation

We learn the business. You learn how we work. No pitch deck, no scripted demo. If we’re not the right fit we’ll say so and point you to someone who is.

02

Diagnostic

7 days · Written deliverable

A finance-health note covering your ledger hygiene, model integrity, compliance posture and investor readiness. Delivered regardless of whether you engage us further.

03

Embedded

Monthly retainer · Weekly cadence

Named account lead, shared Slack channel, weekly touchpoint, on-call during raises. You always know who’s on your account and how to reach them.

Built on a modern stack. Run by qualified humans.

Cloud-first tools, chosen because they save you time and give both sides real-time visibility. Every number, model and filing is reviewed and signed off by a qualified human.

Xero
Cloud ledger, every client
Ledger
Dext
Receipt & invoice capture
Automation
Float
Rolling cashflow forecast
Forecasting
Fathom
Management accounts & KPIs
Reporting
Pleo
Company cards & spend control
Spend
Notion
Client docs & playbooks
Workspace
Slack
Shared channel, every client
Comms
HMRC ASA
Agent Services Account
Compliance

Pick your stream. See what it costs.

Real numbers. No ‘contact us’. Toggle a tier for the summary — full detail lives on the pricing page.

Essentials · for established UK businesses
£250–500/mo
Subscription · ad-hoc à la carte
See full Essentials
  • Monthly bookkeeping, bank reconciliation, VAT returns
  • Year-end statutory accounts & corporation tax
  • PAYE / payroll up to 3 employees
  • Add-ons: R&D claim, VAT cleanup, advisory hour, payroll setup
Growth · seed startups · most chosen
£1.5–3k/mo
All Essentials & Foundations, plus →
See full Growth
  • Monthly management accounts & rolling 18-month cashflow
  • KPI dashboard & investor model maintenance
  • Quarterly board pack · shared Slack channel
  • Multi-entity (up to 2) · PAYE up to 15
Scale · Series A · multi-entity
£3–6k/mo
All Growth, plus →
See full Scale
  • Fractional CFO time (founder & board)
  • Multi-entity consolidation (3+) · monthly board pack
  • Active fundraise support & due diligence response
  • On-call during raises · named lead + back-up

All prices ex-VAT. No setup fees. Month-to-month after a 3-month minimum. Full pricing detail

Common questions.

How are you different from a regular accountant?
Most UK accounting firms are built for the £5m turnover plumbing company — excellent at compliance, slow at everything else. Finox is built for the modern business: a cloud-first stack, fixed monthly fees, a named senior on every account, and the same team handling everything from Essentials-tier bookkeeping to Series A fundraising support. No hidden hourly billing, no bookkeeping rotation, no anonymous offshore team behind the scenes.
I’m an established business, not a startup. Do you take me seriously?
Yes — that’s the whole Essentials tier. From £250/mo we handle monthly bookkeeping, VAT, PAYE, year-end statutory accounts and corporation tax on a flat subscription, with à la carte add-ons (R&D claim, payroll setup, advisory hour) when you actually need them. No upsell to a model you don’t need. No quarterly ‘board pack’ for a five-person family operation.
What if I also need custom software or an AI tool?
That sits outside Finox. Our sister company oranzai.com handles custom software, internal tools and AI builds — a separate team, separate contract, separate scope. We keep the finance firm firmly focused on finance. If a Finox client engages oranzai (or vice versa) we make sure the handoff is clean.
Do you use AI on my books?
Where it saves time on obvious things — anomaly detection, first-pass categorisation, draft commentary. Never on decisions. Every filing, every model, every investor-facing output is reviewed and signed off by a qualified human. We do not train third-party AI on your data. We never let AI file with HMRC. We never let it speak to your investors unsupervised.
Do you work with non-UK companies?
No. We’re a UK-regulated firm focused on UK limited companies. If you have a UK entity within a multi-jurisdictional group, we can handle the UK side and partner with your international advisors.
What if I only need one piece — say, a model build?
That’s fine. Investor model builds are priced as one-off projects (£2.5–7.5k depending on complexity). Many clients start with a one-off and move into a retainer afterwards.
How quickly can you start?
Two weeks from signed engagement letter to operational. Active fundraises can be accelerated.
Who actually does the work?
A named, qualified account lead — backed by a small senior team. You will always know who’s on your account. We don’t hand work to anonymous offshore teams.
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Start the conversation

Stop stitching together a bookkeeper, a tax person and a spreadsheet wizard.

Book your intro call

30 minutes. No pitch. No obligation. Honest answer either way.